My collegues think I'm nuts. My family is already used to me. I start Christmas shopping in September, well, technically, all year long. It makes perfect sense to me.
- I avoid the challenges of finding a parking space at the mall - and lugging around two children in the snow;
- I spread out my payments thoughout a few month - makes January a little more bearable;
- I have enough time (sometimes it takes longer than 3 weeks during the holiday season) to order special personalize gifts. Great family calendars for Grandma, personalized mugs with the kids photos from the Superstore Photo Lab
- I take advantage of my reward points on Airmiles and PC Mastercard. I pre-authorize my payments to charge my credit card - Phone, Car Insurance, Cable, everything I can, thoughout the year. As the holidays approach, I redeem them for gift cards or groceries. Gift cards from Air Miles, include Chapters/Indigo, The Bay/Zellers. I do some of my holiday shopping with those. Let's not forget Shoppers Drug Mart - they also have an Optimum Reward Program. The trick here is to try to save your points, so you have enough.