Photo courtesy of Paul Bradbury/237/Ocean/Corbis Image by: Photo courtesy of Paul Bradbury/237/Ocean/Corbis
|This story was originally titled "Higher Learning" in the September 2014 issue.|
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This reversible cowl will keep you super warm on those cold, winter days.
The Whistler Cowl is a stunning accessory that looks beautiful on everyone. The cowl has a cabled stitch pattern and is completely reversible. It is knit in Mezcla de Lujo yarn – a luxurious worsted weight yarn made of 70% merino wool and 30% cashmere. This cowl was originally created as a gift, and it is an extra-special way to show someone you care.
The Whistler Cowl is of intermediate difficulty, and it is a great opportunity to learn a new stitch pattern. The reversible cable stitch is created by alternating knit and purl stitches (as you do to create the rib stitch) and then crossing the stitches over one another (as you do to create one-sided cable stitches). While you may find the stitch pattern tricky at first, the remarkable results are more than worth the effort.
Note: We used a modified 3 needle bind off technique for the finishing on our sample. If you prefer an easier version, simply cast-on right away with your working yarn and end by seaming the cast on edge to the cast off edge.
Note about the yarn: Mezcla De Lujo is available through Americo Original online and at select yarn stores. You can substitute with Americo’s Superwash Merino, Pluma, Alpaca Worsted, Worsted Merino or with any suitable heavy DK or Worsted weight yarns in your stash.
Measurements: Circumference: 52" (132 cm) x Depth: 8" (20 cm)
22 stitches and rows = 4 inches (10 cm) in pattern using 5.5 mm (US 9) size needles or size needed to achieve gauge.
K, k: Knit
P, p: Purl
//M// Denotes a stitch marker on the needle
RS Right Side of work or right side of fabric
WS Wrong side of work
CN Cable needle
LC Left cross cable; slip stitches to a cable needle and hold in front
RC Right cross cable; slip stitches to a cable needle and hold in back
Reversible Ribbed Cable Stitch Pattern: (multiples of 24)
12-st LC: slip 6 stitches from left needle to a cable needle and hold in FRONT, (k1, p1) 3 times, work sts from cn as follows; (k1, p1) 3 times.
12-st RC: slip 6 stitches from left needle to a cable needle and hold in BACK, (k1, p1) 3 times, work sts from cn as follows; (k1, p1) 3 times
Before you begin:
NOTE: We used a modified 3 needle bind off technique for the finishing on our sample. If you prefer an easier version, simply cast-on right away with your working yarn and end by seaming the cast on edge to the cast off edge.
For the modified 3-needle bind off technique: using a scrap piece of yarn in a contrasting colour and 5.5 mm (US 9) size needles, cast on 72 stitches. Change to your main colour and work to the end but leave your stitches on the needle.
Unpick the provisional scrap yarn from the cast on edge, placing the stitches on a spare needle. Join the cast on edge to the cast off edge using a 3-needle bind off: www.knittinghelp.com/videos/binding-off
Using 5.5 mm (US 9) needles, cast on 72 stitches.
Rows 1-2: *k1, p1; repeat from * to end.
Row 3: *12-st LC, (k1, p1) 6 times; rep from * to end
Rows 4-8: *k1, p1; repeat from * to end.
Row 9: *(k1, p1) 6 times, 12-st RC; rep from * to end
Rows 10-12: *(k1, p1); repeat from * to end of row.
Repeat rows 1-12 for 25 repeats.
Cast off depending on your chosen cast on method. Sew in ends and enjoy your beautiful new cowl!
Americo Original is a Canadian yarn company and online knitting shop with its own line of quality yarns, knitwear patterns and accessories. Americo’s yarns are made exclusively in the Andean highlands of South America, using only natural fibres, including luxurious wool, llama, alpaca, cotton, linen, silk and cashmere. Americo and its in-house design lab are based in Toronto, offering international shipping from its online store: americo.ca/shop.
The iconic lifestyle expert shares stylish ways to give your bedroom a fresh new look.
We recently had the chance to talk to Martha—who just launched her latest collection of home decor products at Hudson’s Bay—and ask her some of our burning questions about bedrooms and bedding. Yes, she irons her bed linens. No, she doesn’t like accent cushions on her bed, instead opting to style them on a nearby chair or chaise. How often does Martha think you should change your sheets? Once a week. “Investing in good bed linens will last you for many years. Wash them once a week and they will last you for a very long time,” she says. Here’s what else Martha has to say about making your bedroom design a “good thing”:
1. Add a headboard
A headboard can instantly pull an entire bedroom together! It gives the room a focal point when layered behind your comfy, cozy pillows.
2. Use colourful accents
Liven up your room with colourful lamps, a fresh coat of paint on an old dresser, or wallpaper in your closet. A light, floral pattern makes a statement next to a solid wall without being too bold. It's eye-catching and creates depth.
3. Use mirrors
Create the illusion of more space by using a wall full of mirrors. It's a beautifully polished touch that matches almost every colour and decor.
4. Get artsy
Bare walls really only mean one thing –room for art! Keep your bedding subtle and go bold with your favorite paintings and art pieces. It will make your bedroom more personal and way more interesting.
5. Style the nightstand
The nightstand is an oft-neglected but valuable piece of furniture in your bedroom. Turn it into a picture-perfect composition that will make your bedroom feel both homey and inspiring.
With winter's worst (hopefully) behind us, tax season is here, and there are many changes that families will want to be aware of.
Tax time is never fun, but it's even worse when you miss out on credits or deductions you may have qualified for. Complicating matters this year are several taxation changes due to a Liberal overhaul of several Harper-era measures.
"I've seen more changes this year than in the past three years," says Lisa Gittens, a tax expert at H&R Block.
Here are eight things families will want to be aware of when filling out their 2016 return.
1. Last chance on certain tax credits
The government is phasing out a handful of tax credits and focusing on larger benefits. The children's arts and fitness tax credits will be halved for the 2016 tax year, and cut completely next year, meaning families will no longer be able to defray costs for things like swimming lessons, ballet and tutoring. For post-secondary students, the education and textbook credits are being eliminated in 2017, although education amounts carried forward from previous years will still be claimable.
2. No more income splitting
Also gone is the Family Tax Cut, which lets the higher-earning spouse transfer up to $50,000 of income to the lower-earner. During the 2015 election, the Liberals promised to cut it, calling it a "tax break for the wealthy."
With the benefit gone, Gittens recommends a spousal RRSP, which allows the higher-earner to contribute to the lower-earning spouse's RRSP and claim the tax benefit. "You may have an RRSP set up, but you haven't thought about setting it up for your spouse. This is an ideal time to use that strategy," she says.
3. Changes to child benefits
The Canada Child Benefit was a signature feature of the 2016 budget, replacing the old Universal Child Care Benefit and the Canada Child Tax Benefit. It's non-taxable, so you don't have to claim it. However, in order to continue to receive the benefit, both parents must file a return, even if one doesn't generate any income, says Gittens.
Also keep in mind that the benefit started in July, so you still have to claim the taxable UCC for the first six months of the year.
4. New tax rates
New tax rates mean you may or may not be pleasantly surprised by the size of your tax bill this year. If you're in the meaty middle that earns between $45,000 and $90,000, your rate will come down to 20.5 percent from 22 percent.
"Most Canadians will be receiving more money at the end of the day than they were under the old system," says Jamie Golombek, managing director of tax and estate planning at CIBC Wealth Strategies Group.
However, high-income earners will be paying more due to a new 33 percent bracket for people earnings more than $200,000.
5. Child care expenses
Childcare costs are usually the biggest deduction available for families, says Golombek. But what many people don't realize is that it goes beyond simply daycare. If you have a nanny, you can claim that expense, but also babysitting, if it's during the day, and summer or day camp.
6. Disability tax credit and family caregiver amount
If you have family members with a disability there are certain credits that may be available to you. The Disability Tax Credit is available to people with disabilities to reduce their taxes. For children under age 18, a parent or caregiver may be able to claim the unused amount.
If you're a caregiver to a family member with physical or mental impairments, you may also be able to claim an additional $2,121, according to the Canada Revenue Agency.
7. Selling your principal residence
Selling your home has typically not been something you've had to report on your taxes, because usually Canadians don't get taxed for capital gains on their principle residence. But starting with the 2016 tax year, individuals who sold their principal residence during the year must report the sale. The government is ostensibly doing this to crack down on people who try to pass off income-generating homes as their principal residence.
8. eFile early, get your refund early
Tax deadline is April 30, but if you want to get ahead of the game, file early, before the government is inundated with last-minute returns. You can still file the old paper return, but Gittens says you'll be looking at a turnaround time of anywhere up to eight weeks, versus 10-14 days for a return filed early and electronically.