Quiz: What's your financial savvy?

Scoring:
Give yourself one point for every time you answered "True," and zero for every time you answered "False."

14 to 18 points. Excellent! You and your partner obviously have been planning together, as a result of which you have a good grasp of the state of your finances and how you both feel about money.

9 to 13 points. The two of you are not totally in the dark, but there are some areas in which your knowledge is less than adequate.

Under 9 points. You and your partner don't make a habit of talking about money, do you? As a result, your chances of being hurt financially because of insufficient knowledge are enormous. You need to learn how to work together in order to protect yourselves from future financial disaster.

If you scored well on this test, congratulations! But don't go out and start celebrating just yet. Even among knowledgeable money managers, it's rare to find people who have a handle on every aspect of their own finances and what they could and should be doing to assure themselves secure futures. So even if you scored 12 or above, I guarantee you'll discover a few secrets and ideas that will be of enormous value to you.

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Excerpted from Smart Couples Finish Rich by David Bach. Copyright 2003 by David Bach. Excerpted by permission of Doubleday Canada, a division of Random House of Canada Limited. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.

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